Shop online with cash. No bank required.
If you have cash, you can shop online. Walk into any Bill Express agent in Jamaica, deposit, and instantly hold a digital balance you can spend anywhere we're accepted.
Open my walletA flagship for financial inclusion
More than 500,000 Jamaicans cannot shop online today — not because they don't have the money, but because they don't have a bank-issued card. VendaVault's cash wallet changes that. Your money, on your phone, accepted where banks have walked away.
Nationwide deposit network
Bill Express has hundreds of locations across Jamaica. Your closest agent is likely walking distance from where you're sitting right now.
Funds available instantly
Hand cash to your agent, they confirm the deposit, your VendaVault wallet credits within seconds. No waiting period.
Pay at thousands of merchants
Any merchant accepting VendaPay accepts your wallet. eSIMs, flights, tours, online stores, in-person checkouts — all from a balance you funded with cash.
Manage everything on your phone
Balance, history, deposits, spending — all in one VendaVault dashboard. SMS confirmations on every transaction so you always know what's happening.
No card · No bank · No problem
You only need a verified phone number and a national ID. We do the KYC; you do the shopping.
Same security as the card vault
Your wallet runs on the same encrypted, AML-monitored infrastructure as our card service. Bank-grade controls, no bank required.
How a cash deposit becomes online spending
Walk into any Bill Express
Show your phone or quote your VendaVault reference number. Tell the agent how much cash you're depositing.
Agent confirms — wallet credits
You'll get an SMS within seconds confirming the credit to your VendaVault wallet balance.
Shop online instantly
Open any merchant, choose "Pay with VendaVault", and authorise with a one-time code. Your wallet pays — no card needed.
Coming in Phase B · The cash wallet feature is finalising regulatory approval. Sign up now to be first in line when it goes live.
Cash should not lock you out of the internet.
VendaVault is built for everyone who has been told they can't shop online. Free to open. Powered by Jamaica's largest cash-collection network.
Open my wallet