Two payment problems — credit card security breach and financial exclusion. One solution: VendaVault.
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Two crises · One platform

Payment shouldn't punish us for being Jamaican

Card breaches punish the people who pay. The lack of a card punishes those who don't have one.

Three commitments — to your card, your cash, and our country.

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Card security as a baseline, not a feature.

If a vault, encryption, and PCI-scoped tokens are how banks protect themselves, that's the floor we owe customers. Read the architecture and decide whether you'd trust us with your card.

Open the card-security story →
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Cash deserves the same internet as cards.

Half a million Jamaicans hold money and can't shop online with it. That's not their failure — it's the system's. The wallet turns cash into a balance accepted at every VendaVault merchant.

See how the wallet works →
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Built here, accountable here.

A concept envisioned, designed, and built by Nomal Online Business Services Ltd, a Jamaican company with Caribbean-focused enterprise fintech solutions, building a flagship a region can call its own. Find out who we are.

Meet the team behind VendaVault →

How VendaVault works

Three steps to lock down your card. Or three steps to start shopping with cash.

1

Sign up in 90 seconds

Verify your email and phone with one-time codes. Pass a quick KYC check (national ID + selfie) and you're live.

2

Add a card or deposit cash

Save your card to the vault once, or walk into any of our Payment Network agents and top up your wallet. Both options take under a minute.

3

Pay anywhere we're accepted

Online checkouts, payment links, in-store terminals — all carry a "Pay with VendaVault" option. Tap, verify, done. Your real card number is never in the room.

🛡️ For cardholders

For the Jamaican who's tired of being skimmed.

If you've ever stared at a strange charge on your statement and wondered "when was that card out of my hands?" — VendaVault is for you. Once your card is in the vault, merchants charge a token they cannot reuse and cannot decode. Your real number stays sealed.

Read the full security story →

💵 For everyone without a bank

For the half-million Jamaicans without a card.

You shouldn't need a bank account to buy a phone case, top up an eSIM, pay for a flight, or send your child money for lunch. VendaVault turns cash into a digital balance you control. Deposit at any agent. Spend anywhere we're accepted.

See how the cash wallet works →

Stop carrying risk in your wallet.

Free to sign up. Takes 90 seconds. Two minutes if you're also doing the KYC step.

Open your VendaVault